With 50 years of experience, whatever your business and its risks, we've probably seen it all before.

Inspection insurance provides coverage for individuals or companies who perform inspections of buildings, homes, or other properties.

In general, inspection insurance protects the inspector from liability for any damages, losses, or injuries that may occur during the inspection process. This can include claims related to errors or omissions in the inspection, as well as claims related to property damage or bodily injury.

The cover you need will depend greatly on the exact nature of your business. We recognise that many farms have had to be flexible in recent years and often had to change what they do and diversify their income streams.

Even if you’ve diversified in to tourism, retail or other areas of business outside of farming, we’ll work with you to understand exactly what your risks are and how to manage them. Among other things, we might typically arrange cover for Farm buildings, Farm machinery, Farm vehicles, Legal liabilities, Livestock on the farm and in transit, Goods in transit and Business money.

The most important consideration is the nature of your business. Whilst many farmers have diversified by adding coffee shops or accommodation, others are involved in riskier activity such as clay pigeon shooting or quad biking.

Legal expenses insurance covers the policyholder for the costs associated with legal disputes.

This type of insurance can help individuals and businesses cover legal fees, court costs, and other related expenses. Legal expenses insurance can be purchased by individuals or businesses and can cover a wide range of legal issues such as contract disputes, employment disputes, personal injury claims, landlord/tenant disputes, and more. In today's increasingly litigious society, a legal expenses policy is a hugely important part of any insurance programme.

Marine and cargo insurance is essential for businesses that transport goods and materials across sea, air or land to ensure that the owner of the cargo is protected against loss or damages.

Depending on the type and value of the shipment, specific insurance policies and coverage levels can be obtained and customised accordingly and policies can often be extended to include salvage and debris removal costs.

Group Travel Policies protects your key people when they are travelling on business.

The exact cover depends on many things, such as the insurer, and the frequency and location of your travel. The cover can protect you against cancellation or curtailment of the trip as well as emergency medical costs, repatriation costs and more.

Most policies can be extended to cover Personal Accident and Sickness, and you can even include cover for personal travel for your directors and their families.

Sadly, the purchase of terrorism insurance has become a serious consideration for UK-based businesses for a number of years.

Terrorism insurance is usually purchased by property owners, businesses, and other organizations that are at risk of being targeted by terrorists. This may include government buildings, sports stadiums, shopping centres, and transportation hubs, among others.

In the UK, terrorism insurance is usually provided by the government-backed scheme Pool Re, which was established in response to the IRA bombings in the 1990s, although there are now a number of additional insurers willing to provide solutions.

Insurance loss recovery services are provided by companies that specialise in helping policyholders recover from losses covered by their insurance policies.

These companies work on behalf of the policyholder to assess the damages, negotiate with the insurance company, and manage the claims process.

Insurance loss recovery services can be particularly useful in complex insurance claims where there are multiple parties involved or where there are disputes over the extent of the loss. The cost of these services is usually a percentage of the amount recovered, enabling policyholders to receive high-quality support without incurring upfront costs.

We have many years’ experience of arranging insurance for haulage clients, not only for their trucks and HGVs, but also for their property and liability insurances.

Thanks to our strong relationships with established insurers, we’re well placed to help you find competitive cover, and to help your business get back to normal in the event of a claim. We can arrange cover for haulage fleets of all sizes, including specialist vehicles such as refrigerated vehicles or those carrying hazardous chemicals.

You can even include small vans and cars under the same company fleet. We typically use specialist haulage insurers where you have larger vehicles of 3.5 tonnes or more. Whether you are simply carrying your own goods, or are a licensed haulier carrying goods on a ‘hirer reward’

Event insurance is essential for organisers, exhibitors, and vendors to protect themselves against various risks that can occur during an event.

It is important to work with an insurance provider that understands the specific risks associated with the event and can customise a policy that provides the appropriate coverage. Event insurance premiums will vary depending on a range of factors, such as the size of the event, the duration of the event, the location, and the number of attendees.