What level of Public Liability Insurance do I need?
There is no definitive answer to how much Public Liability Insurance you need. You simply need to consider the maximum loss that a customer or third party might incur as a result of your business activity, and ensure you have adequate cover. This will vary by trade – for example a firm of architects working from a small office would be very low risk, compared with a firm of scaffolders working at the large offices of a corporate client. Many construction workers have £10m or even £20m Public Liability cover.
Why should I deal with JM Glendinning for my Public Liability Insurance?
We can arrange Public Liability insurance cover for businesses ranging from a sole trader to a large corporate. Typically, Public Liability Insurance is arranged as part of a wider Liability Insurance policy, which will often also include Employers’ Liability and Products Liability. If you are unfortunate enough to make a claim, our experienced, dedicated claims team will help you by negotiating with insurers on your behalf to help conclude the claim quickly to your satisfaction.