What Cover Does Caravan Insurance Provide?
At JM Glendinning, we can tailor a policy to suit your specific needs so no insurance policy is strictly the same. However, a typical Caravan Insurance Policy will include:
- Loss or damage to the caravan and its fixtures and fittings
- Optional cover for loss or damage to contents
- Replacement as new for caravans 5-10 years old
- Up to £2m Public Liability cover
- Personal Accident cover up to £20,000
To discuss your specific needs further, call us on 01943 969 131.
Does My Car Insurance Cover My Touring Caravan?
It is important to check that your car insurance covers you specifically for a Touring Caravan or Motor home. It is also important to make yourself aware of any size or weight restrictions your Car Insurance may have including contents that is allowed to be in the van when moving. Heavy items should always be transported in your Car and all items inside your Caravan should be strapped down for safety. However, even if you are covered for towing, most car insurance policies do not cover you for theft of your caravan or third party accidents.
Contents Cover for Caravans
Normally, Caravan Insurance does not cover your belongings and contents in your Motor Home but cover can be arranged for clothes and personal technology including laptops, tablets and smart phones. Caravans are often at extra risk of theft, especially when left unattended as well as being at higher risk of fire due to open flames at a camp site. It is important not to underestimate the cost of your belongings in your Caravan, could you afford to replace your clothes, jewellery, gadgets and the home itself if everything were to need replacing all at once? If you’re planning on taking valuable items with you, make sure the amount covered is sufficient to protect your belongings and make sure they are locked away and hidden at all times.
Why Compare Caravan Insurance with JM Glendinning?
Having Caravan Insurance with us offers you a high level of service when you need it most – in the event of a claim. We have many years’ experience and are focused on providing a professional, personal service to find the right policy for you. We can tailor a policy to suit your needs so you have the cover need, without paying for cover that you don’t.