What is covered by Agricultural and Farm Insurance?
The cover you need will depend greatly on the exact nature of your business. We recognise that many farms have had to be flexible in recent years and often had to change what they do and diversify their income streams. Even if you’ve diversified in to tourism, retail or other areas of business outside of farming, we’ll work with you to understand exactly what your risks are and how to manage them.
Among other things, we might typically arrange cover for:
- Farm buildings
- Farm machinery
- Farm vehicles
- Legal liabilities
- Livestock on the farm and in transit
- Goods in transit
- Business money
What do you need to consider when it comes to Insurance?
The most important consideration is the nature of your business. Whilst many farmers have diversified by adding coffee shops or accommodation, others are involved in riskier activity such as clay pigeon shooting or quad biking. We’ll work with you to understand exactly what it is that you do, and the Health & Safety measures that you have in place.
We’ll then represent your business favourably with insurers to find you the right combination of cover and premium for your needs. We can also work with you to help improve your processes and procedures, thanks to our in-house Health & Safety consultancy.
Why should you deal with JM Glendinning for your Insurance?
Our Scarborough team has been established since 1977 and we’re now one of the UK’s Top-75 Insurance Brokers, among over 3,000. Over the years, we’ve dealt with many farms and agricultural businesses and helped them to find the right insurance for their needs.
As a family-run business, we’re now big enough to have significant buying-power with major insurers, but we’re still focused on providing professional insurance advice to our clients. We’re also members of BIBA (British Insurance Brokers Association), one of the foremost insurance bodies in the UK.
If you need to make a claim, you can count on our dedicated, in-house claims team to help you through the process and work with you and the insurer to achieve a prompt settlement of your claim.