Who needs Theatre Insurance?
Whether you run a mid-sized independent theatre or an amateur dramatics club with just a few members, you need to be fully insured against the full range of risks specific to the profession.
Any venue where entertainment is performed for an audience needs insurance. As well as standard theatres, this might include:
- stand-up comedy venues
- cruise ship entertainments
- venues offering dance shows
- children’s theatres
- school and university theatres
- dance and circus troupes
What is Theatre Insurance?
Theatre Insurance has been specially designed in order to protect theatre owners and managers against a range of hazards that could seriously interrupt their business, bringing it to either a temporary or permanent halt.
Depending on the nature of your venue, a Theatre Insurance plan could look quite different. However, core covers usually include:
- Public Liability Insurance. If a client or visitor were to injure themselves as a result of perceived negligence on your part, you could find yourself facing a serious lawsuit that could disrupt or even ruin your business. This cover will ensure that you’re compensated for legal fees and financial loss.
- Employers Liability Insurance. This is a legal requirement for any business or organisation employing staff, even on a part-time or voluntary basis. Similar to Public Liability Insurance, it protects you if one of your employees sues you for damages.
- Theatrical Property Insurance. The amount of property that a theatre invests in over the years – or even a few months, ranging from specialist lights to stage equipment and costumes, can mount up to a significant amount of money.
- Business Interruption. A number of things could seriously interrupt your business – from an accident happening to one of your key performers to a flood ruining your technical equipment. We can make sure you’re insured so that a mishap doesn’t end in financial disaster.
Why choose JM Glendinning to arrange my Theatre Insurance?
At JM Glendinning we don’t believe in one-size-fits-all insurance packages. We work with businesses to make sure they get the insurance policies they need – so you won’t end up overpaying for unnecessary covers, or more seriously, exposed in key areas. For example, if your performances ever include aerial work (usually considered to be three metres or more above ground), that would need to be identified and included in your policy.
If you should ever have to make a claim on your Theatre Insurance policy, we’ll be on hand to help you to navigate the process. Our experience and established relationships with our insurance partners mean we can usually get a quicker and more satisfactory result than if you were operating independently.
Contact us for more details
If you run a theatre or performing arts group and would like to discuss insurance for your business, give us a call us on 0191 649 8689, or contact us through the website. We’ll help you find the right Theatre Insurance at the right price.